Property on the Costa del Sol – a complete guide for Poles
In brief: property on the Costa del Sol for Poles
- Where it is: the coast of the province of Málaga in Andalusia, from Torremolinos to Manilva and Casares.
- Getting there: Málaga-Costa del Sol airport with direct flights from Poland.
- Climate: more than 300 sunny days a year.
- Three parts of the coast: west (Marbella, Estepona, Casares, Manilva, Duquesa: luxury, yacht marinas and villas), centre (Fuengirola, Benalmádena, Torremolinos, Mijas Pueblo, La Cala de Mijas: a year-round core with a large rental market) and the city of Málaga.
- Prices in our offers: apartments from approx. €213k, houses from approx. €393k. In Marbella prices are clearly higher.
- Resale market: ITP tax is 7%, i.e. less than in the Valencian Community.
- New build: 10% VAT plus AJD tax.
- Experience: World Residence has been operating since 1998, in Spain since 2010, and we guide the client through the whole process in Polish.
World Residence is one of the most experienced Polish property specialists in Spain.
The Costa del Sol is the coast of the province of Málaga in Andalusia, from Torremolinos to Manilva and Casares. It is the most international and prestigious region of Spain: Málaga-Costa del Sol airport with direct flights from Poland, more than 300 sunny days a year, marinas, golf courses and world-class infrastructure. This guide links to detailed descriptions of 11 towns and brings together what is worth knowing before buying.
Three parts of the coast
West: Marbella and surroundings
Luxury, yacht marinas and villas: Marbella, Estepona, Casares, Manilva, Duquesa.
Centre: Fuengirola, Benalmádena and Mijas
The tourist, year-round core of the coast with a large rental market: Fuengirola, Benalmádena, Torremolinos, Mijas Pueblo, La Cala de Mijas.
The city of Málaga
The provincial capital: old town, cathedral, port, museums and year-round life. See the guide: Málaga.
How much does it cost
| Item | Approximate figure |
|---|---|
| Apartments in our offers | from approx. 213,000 € |
| Houses in our offers | from approx. 393,000 € |
| ITP tax, resale market | 7% |
| New build | 10% VAT + AJD tax |
These are indicative figures from our current offers and portals. The specific price depends on the type of property, the distance from the sea and the year of construction. You will find current offers here: apartments Costa del Sol, houses Costa del Sol, apartments Málaga.
Taxes and purchase costs
On the resale market you pay ITP tax of 7%, i.e. less than in the Valencian Community. For new builds it is 10% VAT plus AJD tax. On top of this come the costs of the notary, the property registry and the power of attorney. We described the details in the article How much does it cost to buy property in Spain, and the owner’s annual costs in the article Annual taxes and fees for a property owner in Spain.
How a purchase works step by step
NIE number, reservation agreement, legal due diligence of the property, preliminary contract, notarial deed and registration. At World Residence we guide the client through the whole process in Polish. We have operated in the real estate industry since 1998, and in Spain since 2010. You will find the full description in the guide The property purchase procedure in Spain step by step.
Independent lawyer. When buying property in Spain we always recommend using an independent lawyer who represents only you. We have established contacts with Polish-speaking lawyers on every coast, so we will gladly recommend a specialist.
Frequently asked questions
How much does property on the Costa del Sol cost?
In our current offers apartments start from approx. €213k and houses from approx. €393k. In Marbella prices are clearly higher.
What taxes apply when buying property on the Costa del Sol?
On the resale market you pay ITP tax of 7%. For new builds it is 10% VAT plus AJD tax. The costs of the notary, the registry and the power of attorney are added.
Which town on the Costa del Sol is best for Poles?
It depends on the purpose of the purchase. Fuengirola and Benalmádena work well for rental and year-round living, while Estepona and Marbella are chosen by buyers looking for a higher standard.
Can a foreigner buy property in Spain?
Yes. An NIE number is needed for the purchase, and we can guide the whole process in Polish, from choosing an offer to the notarial deed.
Costa del Sol or Costa Blanca?
The Costa del Sol is more international and more expensive, the Costa Blanca cheaper to enter and quieter. You will find a comparison in a separate article.
Does World Residence recommend an independent lawyer?
Yes. In every case we recommend using an independent lawyer who looks after your interests only: checks the legal status of the property, verifies the documents and contracts, and accompanies you through the formalities up to the signing at the notary. We have established contacts with Polish-speaking lawyers on every coast, so we will gladly recommend a specialist you can communicate with easily.
Photo: LANOEL (CC BY-SA 3.0) – Wikimedia Commons.